2. Scope of Services
The scope of our authorisations covers Pension Plans, Insurance Policies, Tracker Bonds, Personal Retirement Savings Accounts, Listed Shares and Bonds, Collective Investments, and Deposits.
We provide broad based advice on a fair and personal analysis basis, which means we consider a wide range of product providers and products operating in the Irish market, in relation to the following:
• Life Assurance – (Level, Convertible & Decreasing Term, Whole of Life, Serious Illness)
• Permanent Health Insurance / Income Protection
• Insurance based investment policies
• Pensions and PRSA Plans
In relation to non insurance based investment products, other than bank deposit accounts, we provide advice on a fair analysis and non-independent basis, as we may receive remuneration from the product providers of such products. These products include structured products which may typically be listed bonds, shares, collective instruments, unit trusts, and tracker bonds. The product providers with which we currently hold agencies for one or more of these products are BCP Asset Management, Blackbee Investments, Cantor Fitzgerald, Davy, Goodbody Stockbrokers, Harvest Financial Services, Investec, ITC, Merrion Stockbrokers, MMPI, Quilter Cheviot, and Quest Retirement Solutions. We offer advice on bank deposits on a limited analysis based via our agency with permanenttsb.
We place business on your behalf with product providers with which we hold an agency. A full list of agencies held is available on request. We are not ‘tied’ to any institution for any class of insurance business. We do not hold a significant shareholding in any insurance undertaking. In addition, no insurance undertaking holds an interest in Doyle Pension & Insurance Management Ltd.